Financial Freedom Starts Here
Expert Tips, Reviews, Tools, and Special Offers To Help You Get The Most Out Of Your Money!
The Latest 2023 Award Winners!
Narrow down your financial options and get ready for your smartest year yet with this year’s list of best credit cards, bank accounts, and more.
Our Contribution
The number of people we're helping become smarter, happier, and richer.
Must Reads
-
How a Series of Small Deposits in Your Bank Account Could Cause You Some Financial Problems
Could making multiple deposits in your own bank account actually be a problem? Keep reading to learn about structuring.
-
How to Claim Your Google Class Action Settlement Cash by July 31
Google will pay $23 million in a user privacy class action settlement. Users must submit a claim by July 31, 2023 to qualify. Find out …
-
What's the Average Net Worth for the Lower, Middle, and Upper Class?
People often wonder what lower, middle, and upper class really mean. Get a better understanding of these terms with the average net worth of each …
-
Dollar Tree Rolling Prices Back to $1
Dollar Tree will bring back its dollar price tag for 300 to 400 products. Find out how to get the most out of dollar stores …
-
4 Little-Known Perks of a Costco Membership
With over 123 million members worldwide, Costco is one of the most popular retailers on the planet. Here are some perks most may not know …
-
5 Things to Buy at the Dollar Store Instead of the Supermarket
Not everything at the dollar store is a bargain, but there are deals to be found. Check out five dollar store purchases that could save …
-
4 Little-Known Perks of a Costco Membership
With over 123 million members worldwide, Costco is one of the most popular retailers on the planet. Here are some perks most may not know …
-
SNAP Benefits Will Increase in 2024. Here's How Much a Family of 4 Will Receive
A family of four could receive up to $973 a month in food benefits for FY 2024. Learn more about the changes and how to …
-
Does Your Income Make You Upper Class, Middle Class, or Lower Class?
Where does your income fall relative to your fellow Americans? Find out how much the lower, middle, and upper classes are making.
-
3 Reasons I Don't Like Aldi as Much as I Used To
This mom of three no longer flocks to Aldi on a weekly basis. Read on to see why.
-
5 Limited-Time Pumpkin Items at Sam's Club
Can you ever have too much pumpkin spice? Check out these seasonal selections new at Sam's Club right now.
-
5 Can't-Miss Fall Items From Sam's Club
Autumn means falling leaves, a chill breeze -- and pumpkin spice. Here's what else you'll find at Sam's Club this fall.
-
Here's How Much It Costs to Raise a Child
It costs roughly $300,000 to raise a child. Read on for expenditures by category and age.
-
Record $41.5B in Back-to-School Shopping Forecasted for 2023, With 30% of Parents Using Credit Cards
Parents are expected to spend $41.5 billion on back-to-school shopping, and 30% intend to rely on credit cards. Read on to learn more.
-
Hurricane Insurance Statistics
Some areas are more prone to hurricanes than others. Read on for a roundup of hurricane statistics homeowners should know when looking for insurance.
-
Wildfire Insurance Statistics
Are you at risk of a wildfire? Here's a roundup of wildfire statistics homeowners should know when looking for insurance.
-
Study: Most Americans Have One or Two Credit Cards
Most Americans don't have more than a couple credit cards. How many credit cards should you have? Find out what the research says.
-
Study: 26% of Americans Have Used ChatGPT for Credit Card Recommendations
Fifty-four percent of Americans surveyed by The Motley Fool Ascent have used ChatGPT to recommend a financial product. Find out more on how AI is …
Why You Can Trust Us
We’re your money concierge. We cut through the noise and guide you to what we think are some of the best products and services that can make your money work harder for you.
![Golden Rule Icon]()
Our Golden Rule![Fine Print Icon]()
Scrutinize the Fine Print![Review Icon]()
Unbiased Reviews
In Depth Research
With that in mind, it might not be surprising that over half of our respondents had maxed out a credit card. The only group that saw a number under 50% was those with a self-reported net worth of $5 to $10 million.Jack Caporal, Research Expert
59% of Americans have a cash back credit card and 49% have a travel rewards card.
Millionaires are less concerned with credit card interest rates than the average American. Twenty-six percent of millionaires cited interest rates as the most important factor when picking a credit card compared to 40% of Americans.
Read Full ReportWe're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. The Ascent does not cover all offers on the market. Editorial content from The Ascent is separate from The Motley Fool editorial content and is created by a different analyst team. The Motley Fool has a Disclosure Policy. The Author and/or The Motley Fool may have an interest in companies mentioned.