Matt Frankel, CFP?

Expert Contribution: Writer, Analyst

12 YEARS OF AUTHORSHIP IN THE FINANCIAL INDUSTRY

NUMBER OF PUBLICATIONS: 347 | LAST PUBLISH DATE: 11-28-2023

Matt is a Certified Financial Planner? and investment advisor based in Columbia, South Carolina. He writes personal finance and investment advice for The Ascent and its parent company The Motley Fool, with more than 8,000 published articles and a 2017 SABEW Best in Business award.

Financial Areas of Expertise

Credit Cards, Banks, Brokers, Mortgages, Personal Loans, Wealth Management, Investing, Retirement, Personal Finance

Featured in Renowned Media Publications

CNBC, USA Today, BBC

Professional Accomplishments

• 2017 SABEW Best in Business award for my coverage of the tax reform bill
• Hosted 3 different shows on Fool Live, and have been a regular on Motley Fool podcasts since 2015

Education

• B.S. Physics, University of South Carolina
• M.S. Mathematics, Nova Southeastern University
• Graduate Certificate, Financial Planning from Florida State University

Matt's Recent Articles

• How the Chase Sapphire Reserve Card Could Save You $450 or More per Year
  Nov 28, 2023
  The Chase Sapphire Reserve? has a high annual fee. But it could be well worth it. Keep reading to find out how to make the …
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• This Perk of the Capital One Venture Rewards Card Is Worth at Least $100 Per Year
  Nov 28, 2023
  The Capital One Venture Rewards Card offers a pretty unusual perk for a credit card at this price point. Here's what you need to know.
  Read More
• 3 Perks of the Chase Sapphire Reserve Card You Probably Aren't Using -- but Should
  Nov 28, 2023
  This high end travel credit card has several lesser-known perks. How much value could you get from them? Read on to find out.
  Read More
• Here's How the Chase Sapphire Preferred Card Could Save You $300 (or More) per Year
  Nov 28, 2023
  The Chase Sapphire Preferred Card has a lucrative rewards program for several spending categories. Find out what you could save.
  Read More
• 3 Little-Known Perks of the Amex Gold Card
  Nov 28, 2023
  You get quite a bit for the Amex Gold Card's $250 annual fee. Take a look at a rundown of the perks.
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• Here's How the Amazon Prime Visa Card Could Save You $100 (or More) per Year
  Nov 28, 2023
  Are you a frequent Amazon shopper? You might be surprised at how valuable the Amazon Prime Visa can be.
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• This Perk of the Amex Platinum Card Is Worth More Than $700 Per Year
  Nov 27, 2023
  Do you travel often? This perk alone could justify Amex Platinum's $695 annual fee.
  Read More
• Did You Sell Tickets or Make Money Online in 2023? Here's Some Great News
  Nov 27, 2023
  The IRS is delaying a new rule that could affect people who sell items online. Here's what it means for you.
  Read More
• What Is the Cheapest Time of Year to Go to Disney World?
  Nov 27, 2023
  You might be surprised at how much of a difference the time of year makes when planning a Disney World vacation. Learn more here.
  Read More
• The 4 Most Savvy Investments a Powerball Winner Could Make
  Nov 23, 2023
  If you win a massive lottery jackpot, what should you do with the money? Here are some good options.
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• Warren Buffett Loves to Give This Gift for Christmas -- and You Should, Too
  Nov 22, 2023
  Buffett's favorite gift shouldn't surprise you too much. But here's how you can incorporate it into your gift-giving.
  Read More
• A Cruise Can Be an Economical Way to See Several Places in One Trip -- But Avoid These Costly Mistakes
  Nov 21, 2023
  There are several mistakes many cruisers make all too often. Take a look at three in particular to avoid.
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• These 3 Credit Cards Can Get You Airline Status Before You Ever Leave the Ground
  Nov 21, 2023
  Airline status can get you priority boarding, free upgrades, free bags, and more. Find out which credit cards can help you get it.
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• Wild Purchases People Actually Made With the Amex Black Card
  Nov 21, 2023
  The largest purchase on a credit card isn't a yacht, an exotic car, or a mansion -- it's even bigger. Keep reading to learn how …
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• The Misunderstood Factors That Can Affect Your Credit Score
  Nov 19, 2023
  Some credit behaviors are obviously good or bad. Others are sometimes misunderstood. Keep reading for a few credit score dos and don'ts.
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• How to Successfully Dispute Errors on Your Credit Report
  Nov 18, 2023
  Credit reports have more errors than you might think. Take a look at what to do if you find one.
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• Going on a Cruise? 5 Ways to Have Fun While Saving Money
  Nov 18, 2023
  Cruises can be extremely expensive, or they can be economical ways to see several destinations. See how to make your trip more affordable.
  Read More
• Is Buying High-Yield CDs in Your IRA in 2024 Your New Tax Hack?
  Nov 16, 2023
  Using a high-yield CD can result in a tax bill. But find out how an IRA can help you avoid it.
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• Act Fast: Earn 4.5% Interest or More With These Savings Accounts
  Nov 16, 2023
  There are some impressive savings account yields available if you know where to look. Here's how to get started.
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• Act Now: Earn Up to $300 Opening One of These Checking Accounts
  Nov 16, 2023
  Some banks will pay you just for becoming a new customer. Learn about some of the best current offers here.
  Read More
• 4 Common Lies About Rising Mortgage Rates Debunked
  Nov 15, 2023
  Anyone who owns or wants to own a home needs to know about mortgage rates. Keep reading for some home loan myth busting.
  Read More
• Do You Have to Pay Tax on Interest From High-Yield CDs?
  Nov 14, 2023
  Are you taking advantage of rising interest rates with high-yield CDs? Here's what it could mean for your taxes.
  Read More
• 5 Little-Known Perks of the Amex Gold Card
  Nov 13, 2023
  The Amex Gold Card is known for its rewards points and no pre-set spending limit, but there's a lot more to it. Learn more about …
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• Yes, This Debit Card Actually Offers Cash Back
  Nov 13, 2023
  This checking account doesn't pay interest, but it does something even better. Keep reading to find out what.
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• Is It Worth Buying a Drink Package on a Carnival Cruise?
  Nov 13, 2023
  Unlimited drink packages on cruise ships may sound expensive, but are they worth the price tag? Let's take a look.
  Read More
• 4 Little-Known Perks of the Capital One Venture Rewards Card
  Nov 13, 2023
  The Capital One Venture Card packs a lot of benefits into a relatively affordable travel credit card. Find out more here.
  Read More
• Should You Get a Premium Travel Card in 2024?
  Nov 13, 2023
  These cards might seem expensive (and they are). But they can provide excellent value for frequent travelers. Here's how.
  Read More
• 4 Little-Known Perks of the Amex Platinum Card
  Nov 12, 2023
  This premium card has some perks that could make its annual fee well worth the cost. Keep reading to learn more about Amex Platinum.
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• Here's How to Raise Your Credit Score by 100 Points in 2024
  Nov 12, 2023
  By knowing how credit scores work, you'll be in a great position to raise your score in the new year. Find out how to get …
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• Top Tips to Elevate Your Credit Score in No Time
  Nov 12, 2023
  You can't dramatically boost your credit score quickly, but you can have a significant impact with some smart strategies. Here's how.
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• 2024 Tax Brackets Are Out -- Here's Why Your Tax Bill Could Actually Go Down
  Nov 10, 2023
  The IRS just announced the inflation adjustments to several key tax figures. Find out what it means for you.
  Read More
• Are I Bonds Worth Buying in 2024?
  Nov 10, 2023
  With a 5.27% yield, I bond interest rates are still rather high. But are they right for you? Read on for more information to help …
  Read More
• 5 Little-Known Perks of the Discover it Cash Back Card
  Nov 9, 2023
  The Discover it Cash Back card is best known for its high rewards in rotating categories, but there's a lot more to it. Find out …
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• 3 Big Banks With Awful Savings Yields -- and What to Choose Instead
  Nov 9, 2023
  The average savings account yield is 0.46%. Some banks pay even less, while others pay much more. Take a look at a few banks to …
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• Is It Still Possible to Find a Cheap Mortgage in This Market?
  Nov 9, 2023
  The days of 3% mortgage rates aren't coming back anytime soon, but you might be surprised what you can find. Here's what you should know.
  Read More
• Thinking of Changing Brokerages? Robinhood Is Offering a 1% Bonus for a Limited Time
  Nov 8, 2023
  The discount brokerage is offering an impressive incentive to get people to switch. Find out if it's right for you.
  Read More
• Is the American Express Black Card Worth Its Absurd Annual Fee?
  Nov 7, 2023
  The Black Card has a massive cost of membership. But do its perks make up for it? Find out here.
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• It's Official -- Here's How Much You Can Save in an IRA in 2024
  Nov 6, 2023
  Americans can save (and deduct) more than they could in 2023. Keep reading to learn how this change could impact your retirement savings.
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• What Is the Best Credit Card for Shopping in Grocery Stores?
  Nov 5, 2023
  The right credit card can help you save a lot on groceries. All three of these cards offer 3% cash back (or more) at grocery …
  Read More
• A Big Bank Is Launching Its Own Buy-Now-Pay-Later Service
  Nov 3, 2023
  U.S. Bank is getting into the BNPL business. Take a look at how its product could be different from the rest.
  Read More
• 4 Tax Credits and Deductions You Can Get Before Year-End
  Nov 2, 2023
  There's still plenty of time to have a meaningful impact on your tax bill. Read on for four ways you could do it.
  Read More
• 5 Credit Card Welcome Bonuses You Won't Believe
  Nov 1, 2023
  These credit cards will give you $300 (or much more) for signing up and using the card. Read on to find out which could be …
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• 3 Financial Habits That Help Gig Workers Thrive
  Nov 1, 2023
  I've been a gig worker for more than a decade. Here are three things I wish someone told me when I started.
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• The Average Family Spends This Much on a Disney World Vacation
  Nov 1, 2023
  The average family spends well over $5,000 on their trip, not including airfare. Check out how you can save money.
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• Gig Workers and Freelancers: Your Self-Employment Tax Could Go Up in 2024
  Nov 1, 2023
  Self-employment tax can take a big bite out of your income -- and it could be even costlier next year. Keep reading to find out …
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• 3 Important Financial Lessons I've Learned as a Freelance Worker
  Nov 1, 2023
  If you're going freelance, your financial life is likely to get more complex. Take a look at three things in particular you need to know.
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• The New I Bond Interest Rate Was Just Announced -- Here's What It Means for Consumers
  Oct 31, 2023
  I bond interest rates are on the rise again. Are they a smart place to park your cash? Read on to find out.
  Read More
• What Is the Best Credit Card for Your Walt Disney World Vacation?
  Oct 30, 2023
  Planning a trip to Disney World? The Disney credit card can be a nice one to use, but isn't always the best bet. Learn why …
  Read More
• Should You Get a 1-Year or 5-Year CD?
  Oct 29, 2023
  CDs can be excellent ways to lock in high yields on your money without risk. But which CD term is the best fit for you? …
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• 3 Top Savings Accounts With 5% APY Right Now
  Oct 25, 2023
  If you're looking for maximum yield while maintaining flexibility, learn whether one of these high-yield savings accounts could be right for you.
  Read More
• 4 Reasons Your Credit Score Could Rise in 2024
  Oct 25, 2023
  You probably want a better credit score next year. If any of these things apply to you, it could mean a serious boost to your …
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• Debunked: 3 Lies About How the Wealthy Really Live
  Oct 25, 2023
  How do the rich spend their money on homes, cars, and more? Keep reading -- the truth might surprise you.
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• Can You Get a Personal Loan to Pay Your Taxes?
  Oct 24, 2023
  You can use a personal loan for just about anything. Even paying Uncle Sam. Read on to learn how a personal loan could be the …
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• The 3 Types of Credit Cards You Need to Play (and Win) the Rewards Game
  Oct 24, 2023
  Do you want to maximize your credit card rewards? Here's what to put in your wallet.
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• 3 Smart Tax Moves to Make Before the End of 2023
  Oct 23, 2023
  Smart planning now could save you thousands of dollars. Read on to learn how you can improve your tax situation before the year comes to …
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• How High Could CD Rates Go in 2024?
  Oct 23, 2023
  There's no way to predict for certain the future of CD rates. But here's what we can probably expect in 2024.
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• Here's How Much a $500,000 House Costs per Month Now
  Oct 22, 2023
  Mortgage rates just hit 8% for the first time since 2000. Find out what that milestone means for home buyers.
  Read More
• Are You a Gig Worker or Freelancer? Here's How to Prepare for Retirement
  Oct 21, 2023
  Gig workers have some unique retirement accounts available to them. Which is best for you? Keep reading to find out.
  Read More
• 1 in 5 Millennials Believe They Will Never Own a Home -- Let's Change That
  Oct 21, 2023
  Are you worried that rising mortgage rates and down payments will prevent you from becoming a homeowner? Find out why they shouldn't.
  Read More
• If You're a Gig Worker You Need to Know This About Your Taxes
  Oct 21, 2023
  Taxes can work very differently for gig workers. Take a look at some of the most important concepts to know.
  Read More
• Credit Card Interest Rates and Fees Could Drop Dramatically if Certain Lawmakers Get Their Way
  Oct 20, 2023
  The average credit card interest rate is over 24%. Some lawmakers think that's way too high. Keep reading to learn what they plan to do …
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• Is a Personal Loan a Smart Way to Get Out of Debt?
  Oct 20, 2023
  Personal loans can be excellent financial tools. Find out if one could help you get out of debt faster.
  Read More
• These 3 Credit Cards' Annual Fees Are Totally Worth It
  Oct 20, 2023
  Many consumers avoid fees whenever possible. Read on for some cases where they could be worth paying.
  Read More
• 3 Big Banks That Offer Surprisingly High Savings Yields
  Oct 19, 2023
  It isn't just the online-only banks that offer excellent yields. Check out three banks you're probably familiar with that have high yields.
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• 5 Things Worth Paying for in Advance on Your Next Cruise
  Oct 19, 2023
  Not everything is worth booking ahead of time. Read on to learn how paying some costs in advance can save you money and keep you …
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• If You Get a New Credit Card, How Long Should You Wait to Apply for Another?
  Oct 19, 2023
  There are some compelling credit card offers in the market. Is it possible to apply for more than one in a day? Here's what you …
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• Thinking of Buying a Home? These 3 Lenders Make It Easy to Check Your Mortgage Rates
  Oct 19, 2023
  Not all mortgage lenders let you check your interest rates before you apply. Learn about three that make it easy.
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• Is a Walt Disney World Annual Pass Worth It?
  Oct 18, 2023
  You might think that you need to go to Disney World quite often to make annual passes worth it. But that's not always the case. …
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• Sold Your ERAs Tour Tickets and Made a Profit? You're Going to Have to Pay Taxes
  Oct 18, 2023
  Tickets to Taylor Swift's Eras Tour were selling for many multiples of face value on third-party platforms. If you made money, here's what you need …
  Read More
• How Many American Express Cards Can I Have at Once?
  Oct 18, 2023
  There's a limit to the amount of cards Amex will approve one person for. Here are the rules you need to know.
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• This City Has Become One of the Most Popular Destinations for Home Buyers. Here's Why
  Oct 17, 2023
  Buying a home is more expensive than ever these days. Here's where people are finding a little relief.
  Read More
• 3 Travel Credit Cards That Are Worth It Even if You Don't Travel Much
  Oct 17, 2023
  There are travel credit cards that could be appealing to people who don't take trips often. Learn about three top examples.
  Read More
• Disney World Just Made Some Big Price Changes -- Here's What You Need to Know
  Oct 16, 2023
  Some prices are increasing at the Central Florida mega-resort. But some unpopular policies are coming to an end as well. Find out more.
  Read More
• Should You Set Your Credit Card Bills to Autopay? Here Are the Pros and Cons
  Oct 16, 2023
  Autopay can make your life significantly easier, but there are some drawbacks to consider before enrolling your credit cards. See what you should know.
  Read More
• Will Your Credit Card Interest Rate Go Even Higher in 2024?
  Oct 16, 2023
  There's no way to know for sure what interest rates will do. But here's what the latest projections say.
  Read More
• Here's What Life Will Look Like if You Retire With $500,000 in the Bank
  Oct 16, 2023
  There's no perfect answer to how much money you need for retirement. But here's how having a half-million-dollar nest egg could turn out.
  Read More
• Is an MBA Worth It?
  Oct 16, 2023
  Will an advanced business degree justify its high price tag? Here's what you need to know before you enroll.
  Read More
• Could Mortgage Rates Come Down in 2024?
  Oct 15, 2023
  We can't predict the future. But here's what to watch and what the experts think will happen.
  Read More
• Electric Vehicle Tax Credits Are About to Become Easier to Get in 2024
  Oct 15, 2023
  More people could qualify for EV credits, and they're set to become instant instead of buyers having to wait until tax time. Find out what …
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• Is a Cash-Out Refinance, Home Equity Loan, or HELOC the Better Way to Access Your Home Equity?
  Oct 14, 2023
  U.S. homeowners are sitting on trillions of dollars of home equity. Here are the three main ways to access yours.
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• How Much Can You Make by Investing $5,000 Per Year Into Index Funds?
  Oct 14, 2023
  You don't need to have an elaborate investment portfolio to build wealth. Keep reading to find out why.
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• The Average American Keeps This Much in Their Checking Account -- How Do You Compare?
  Oct 14, 2023
  How do you stack up against the average household and how much is enough in checking? Read on to find out.
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• Is Living on a Cruise Ship Really Cheaper Than a Retirement Home?
  Oct 14, 2023
  One couple recently decided to book 51 back-to-back cruises because it's cheaper than the alternative. But is it really? Find out more as we take …
  Read More
• 3 Reasons to Create a CD Ladder Today
  Oct 14, 2023
  A CD ladder offers a great combination of yield and flexibility with your savings. Here are some of the benefits you should know about.
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• How Quickly Can You Get Your Tax Refund in 2024?
  Oct 13, 2023
  Millions of Americans are expecting tax refunds in 2024. Read on to find out how long you might have to wait for yours.
  Read More
• Are You Saving Enough Money? These High-Yield Accounts Could Help You Get There
  Oct 13, 2023
  If you need to save more, now is a great time to do it. Keep reading to learn how you can put your money to …
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• Want to Maximize Your Credit Card Rewards? Follow These 4 Tips
  Oct 13, 2023
  If you want to play the credit card rewards game, find out how to do it right.
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• The Average Credit Card User Pays $1,657 in Interest Every Year -- Here Are 3 Ways to Avoid It
  Oct 11, 2023
  Americans owe more than $1 trillion on their credit cards, and the average interest rate is well over 20%. See how you can steer clear …
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• Trump-Era Tax Cuts Are Coming to an End for Individuals. Here's What You Need to Know
  Oct 11, 2023
  Most tax changes are set to disappear after 2025, but it might not be as bad as you think. Read on to learn how this …
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• I Bonds vs. CDs: Which Are Better?
  Oct 11, 2023
  Which is the best way to maximize the yield from your savings? Keep reading to find out.
  Read More
• Thinking of Buying Your First Home? Here's Why It Could Still Be a Good Time
  Oct 11, 2023
  Home-buying conditions aren't nearly as good as they were a year or two ago, but that doesn't necessarily mean you should stay away. Here's why.
  Read More
• This Is What Life Will Look Like if You Retire With $1 Million in the Bank
  Oct 11, 2023
  A $1 million nest egg is a common retirement target. Here's what you might experience if you hit this goal.
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• Here's How Much You Need to Save for Retirement if Your Salary Is $100K
  Oct 10, 2023
  There's no perfect answer to the question of how much retirement income is enough. Read on to learn how to determine your own retirement number.
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• I Bonds vs. Savings Account: Which Is Better?
  Oct 9, 2023
  I bonds and savings accounts both have attractive yields, but they are very different places to put money. Here's what to consider when choosing one.
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• Worried About High Mortgage Rates? Warren Buffett Thinks You Shouldn't Be
  Oct 9, 2023
  Mortgage rates are up. Learn why one of the most successful financial minds of all time isn't afraid of mortgage debt.
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• The One Thing Warren Buffett Loves About Credit Cards
  Oct 5, 2023
  Warren Buffett likes credit cards, but not because they're good products for consumers. Here's how Buffett makes credit cards work for him.
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• Net Worth: What Is It, and Does It Matter?
  Oct 5, 2023
  Your net worth can be an important number to know. Read on to learn how to calculate it.
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• 'Buy Now, Pay Later' Cards Are Coming. Should You Get One?
  Oct 3, 2023
  Should you pay with plastic offered by a BNPL company? Here's what you need to know.
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• Are I Bonds a Good Buy Now?
  Oct 3, 2023
  I bond yields have declined a bit in recent years but could still be great tools to protect against inflation. Keep reading to learn how.
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• 5 Things Travel Credit Card Users Need to Know About Airport Lounge Access
  Sep 30, 2023
  Airport lounges are a lot more than a quiet place to wait for a flight. Read on to find out more about how lounge access …
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• Do You Still Need Travel Insurance if Your Credit Card Already Has It?
  Sep 28, 2023
  Many credit cards have excellent travel protections, but is it enough? Keep reading to find out.
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• Should You Buy a Used Car Through Costco?
  Sep 27, 2023
  The warehouse club giant has a program to make car buying less stressful and more affordable, but is it worth it? Read on to find …
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• Cash Back Rewards vs. Miles: Which Type of Credit Card Rewards Are Better?
  Sep 25, 2023
  Which rewards option is better for you? The short answer is it depends. Read on to see how to decide.
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• These Credit Cards Can Actually Help You Get Out of Debt Faster
  Sep 25, 2023
  It might seem odd that a new credit card could help you get out of debt, but it's true with a special group of credit …
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• Heads Up! If You Filed for a Tax Extension, Your Tax Returns Are Due ASAP
  Sep 21, 2023
  A tax extension can give you more time to file. Here's what you need to know about the due dates and what they mean to …
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• Is Moving to a State With No Income Tax Worth It?
  Sep 14, 2023
  Income tax is only one consideration when deciding where to live. Discover what else to ponder as you pick a new home state.
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• Is The Platinum Card? from American Express's $695 Annual Fee Worth It? Here's Why I Think So
  Sep 14, 2023
  The flagship American Express Card's annual fee might sound very high, but that doesn't necessarily mean it's expensive. Find out how to get your money's …
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• SoFi Is Allowing Active Investing Customers to Buy the Instacart IPO. Here's What You Should Know First
  Sep 13, 2023
  IPOs are typically reserved for institutions and high-net-worth investors, but SoFi aims to democratize the process. Read on to find out more.
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• IRS Announces Delay in Rule Change for Catch-Up Contributions
  Sep 11, 2023
  Catch-up contributions can give higher earners a tax break for another couple of years. Read on to find out more.
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• These 4 Costco Perks Could Save You Thousands
  Sep 10, 2023
  How much is a Costco membership really worth? It could be more than you think. Read on to find out how much you could save.
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• 3 Ways Costco Gets You to Spend More Money Than You Planned
  Sep 4, 2023
  Have you ever looked at your Costco receipt in disbelief? You aren't alone. Here's how Costco helps you spend more money than you think.
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• Zillow Is Offering Mortgages With Just 1% Down -- Should You Take Advantage?
  Sep 3, 2023
  This program can help get you into a house faster, but is it a great idea for you? Keep reading to learn what to consider.
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• These Custodial Accounts Can Help Your Kid's Savings Grow Fast -- Without Too Many Restrictions
  Aug 31, 2023
  If you want to save and invest for a child, but don't want to have to use the money for college, this could be the …
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• Can You Have Multiple Personal Loans at Once?
  Aug 30, 2023
  Is it possible to have two, or even three personal loans at a time? Keep reading to find out.
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• This Is How Much You Should Have in Savings by 50. How Do You Compare?
  Aug 28, 2023
  Retirement is probably not too far into the distance. Here's what financial planners say you should have saved by now.
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• Can I Retire at 50 With $1 Million?
  Aug 26, 2023
  Want to retire early with a seven-figure nest egg? Keep reading to discover your playbook for accomplishing just that.
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• Get the Whole Family Airport Lounge Access With This Credit Card
  Aug 26, 2023
  Several cards offer airport lounge access, but this one is unique. Keep reading to find out why.
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• These Credit Cards Are Your Best Defense Against Flight Cancellations and Delays
  Aug 26, 2023
  These little-known credit card benefits can be your best friend if your travel is disrupted. Keep reading to see our picks.
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• Uber Eats vs. DoorDash: Who Pays More?
  Aug 14, 2023
  Which of the two popular food delivery platforms is the better employer for you? Here's what you need to know.
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• Here Are 8 Ways the Richest Americans Avoid Paying Taxes
  Aug 8, 2023
  The rich use some unique tax strategies, but you might be able to benefit too. Read on to learn how.
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• Here's How to Get Your Credit Card to Pay You
  Aug 7, 2023
  You might be surprised at how your credit card rewards can add up. Keep reading to find out how to maximize your credit card benefits.
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• Stop Paying High Interest Rates on Your Credit Card Balance
  Aug 6, 2023
  If you're trying to get out of credit card debt, but are tired of putting so much money in your bank's pocket, try out these …
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• This One Thing Can Get You a Low Mortgage Rate Right Now
  Aug 4, 2023
  Mortgage rates have more than doubled since the beginning of 2022, but you still may be able to find one with a low rate -- …
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• 2 New Capital One Airport Lounges Coming in September
  Aug 2, 2023
  Capital One is adding to this perk for its high-end credit card members. Find out more about the new airport lounges opening soon.
  Read More
• Billionaire CEO Says Remote Workers Just Need 'a Nice Little Recession' to Return to the Office
  Jul 31, 2023
  One high-profile investor believes the remote work trend might not be as durable as many think. Keep reading to learn more.
  Read More
• This Is How Much Most Americans Think They Need to Retire
  Jul 29, 2023
  There's no one-size-fits-all answer to how much you need to retire because everyone's situation is different. Find out how you can determine your number.
  Read More
• Is Costco Dropping Bud Light?
  Jul 18, 2023
  Many Costco shoppers believe the retailer is sending signals that it's about to remove the popular light beer from its shelves. Read on to learn …
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• The Federal Reserve Could Raise Interest Rates Again This Month. Here's How It'll Impact Your CDs
  Jul 16, 2023
  CD interest rates aren't directly tied to the Federal Reserve's rate moves, but there is certainly a relationship. Read on to learn more.
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• FDIC Insurance Limits Last Changed in 2008. Here's How to Get More Coverage if You Need It
  Jul 16, 2023
  Do you keep a lot of your money in bank accounts? Find out how to make sure you're protected from loss.
  Read More
• Even if the Fed Lowers Rates, Here's Why Mortgage Rates May Not Fall as Much as You Think
  Jul 9, 2023
  Mortgage rates aren't directly tied to the Fed's rate moves. Read on for what you need to know about future mortgage loan rates.
  Read More
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  Stocks and bonds aren’t the best short-term investment choice. Here’s the smartest alternative.
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• 5 Reasons to Get Your Credit Score Above 800
  Aug 11, 2019
  Life can be so much easier and cheaper with great credit. Read on to find out how a high credit score can affect your life.
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• How a Personal Loan Saved Me $4,000 and Raised My Credit Score by 50 Points
  Aug 8, 2019
  I had a great experience with my personal loan. Read on to find out why.
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• 14 Things That Can Hurt Your Credit Score
  Aug 8, 2019
  There are lots of other things besides late payments that can damage your credit score. Find out some of the big ones here.
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• Ask a CFP: How Do I Create a Budget?
  Aug 4, 2019
  Do you need to get your finances under control, but don’t know where to start? Follow this budgeting guide.
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• 8 Things Newlyweds Need to Know About Personal Finance
  Jul 24, 2019
  If you just got married, or are about to, here’s a quick list of money advice you need to know.
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• What Happens to Your Credit Score if You Pay Off a Car Loan?
  Jul 23, 2019
  Are you about to make your last car payment, and are curious about what might happen to your credit score? Read on to find out.
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• How Taking Out a Personal Loan Impacts Your Credit Score
  Jul 22, 2019
  Taking out a personal loan can impact your credit score. But will the effect be positive or negative? Here’s what to expect.
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• Here Are the 2 Most Powerful Ways to Increase Your Credit Score
  Jul 21, 2019
  There are two credit behaviors that are more powerful than any others. Read on to find out what they are.
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• 5 Smart Financial Moves After You Have a Baby
  Jul 20, 2019
  Are you a new parent or about to become one? Read on for some must-do money moves.
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• Will Applying for a Personal Loan Hurt Your Credit?
  Jul 20, 2019
  The initial dip you might see after applying for a personal loan will quickly be outweighed by the positive impact it could have on your …
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• 7 Things You Need to Know About Amazon Prime Day
  Jul 11, 2019
  Are you one of the many Prime members planning to take part in Amazon Prime Day? Follow these tips to get more out of your …
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• 19 Terms You Need to Know When Comparing Personal Loans
  Jul 3, 2019
  Do you know these personal loan terms? If not, you might not understand what you're getting from your loan. Educate yourself here before getting a …
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• The Best Side Hustle I've Ever Had
  Jun 25, 2019
  Want to know how our personal finance writers have supplemented their income over the years? Read on to find out.
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• The Biggest Credit Card Mistakes We've Made
  Jun 24, 2019
  It's easy to make a mistake when it comes to credit cards, but you can learn from our contributors' missteps before you make the same …
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• My Favorite Credit Card Rewards
  Jun 20, 2019
  What credit card rewards could you not live without? Here's what our contributors had to say.
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• Discover Just Eliminated All Banking Fees. Here's Why That's a Big Deal
  Jun 18, 2019
  Discover just eliminated all fees on its deposit accounts. Read on to find out what this means for consumers.
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• 10 Money Mistakes I See Too Often as a CFP?
  Jun 11, 2019
  We're all guilty of making poor financial choices from time to time. Here is a list of the most common mistakes I see, along with …
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• Auto Loan Basics
  Jun 3, 2019
  If you're considering a new or used vehicle, here's what you should know about financing a car.
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• Are You Ready for a Premium Credit Card?
  Jun 3, 2019
  If you’ve been wondering how a $500 annual fee could possibly be justified, here’s your answer.
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• 3 Things Car Buyers Need to Know About Credit Scores
  May 28, 2019
  If you're in the market for a car, here are three credit-related lessons to learn before you start shopping.
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• Ask a CFP: How Much Should I Be Saving for Retirement?
  May 14, 2019
  There’s no perfect answer to this classic personal finance question, but here’s how to determine your perfect number.
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• The 5 Best Books to Take Hold of Your Finances in 2019
  Apr 25, 2019
  These are five excellent ways to learn more about smart financial habits, how to invest, and how to develop a winning financial mindset.
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• Should You Keep Your Student Credit Card?
  Apr 25, 2019
  A student credit card may not be as good as some of the industry-leading products, but it could still be worth keeping.
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• Is Savings Account Interest Tax Deductible?
  Apr 24, 2019
  Savings account interest is generally considered taxable income, and here’s what Americans should know about it.
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• 5 Things to Look for in a Travel Rewards Credit Card
  Apr 22, 2019
  There's no such thing as a one-size-fits-all travel credit card, but here are five things that can help you decide on the best one for …
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• Does Opening a Savings Account Affect Your Credit?
  Apr 22, 2019
  The act of opening a savings account doesn’t directly affect your credit, but there’s more to the story.
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• How to Freeze Your Credit: A Step-by-Step Guide
  Apr 22, 2019
  A credit freeze is the most effective way to stop fraudulent accounts from being opened in your name, so here’s what you need to know …
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• Credit Inquiries and Your FICO? Score: What You Need to Know
  Apr 22, 2019
  Credit inquiries aren’t one of the largest components of your FICO? Score, but they do matter.
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• Do Savings Accounts Have Routing Numbers?
  Apr 18, 2019
  Here’s what a routing number is and why all savings accounts have them.
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• Independent Contractor? Don’t Make These 5 Tax Mistakes
  Apr 15, 2019
  Taxes for self-employed people are very different than taxes for employees, and there are some costly mistakes that can be made if you aren’t careful.
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• 5 Tax Mistakes I See Too Often as a Certified Financial Planner
  Apr 15, 2019
  Here are some common tax mistakes that are easily avoidable.
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• Stop These Slow Leaks in Your Bank Account
  Apr 10, 2019
  We all have some unnecessary expenses that we could cut. Here are several that might be adding bloat to your budget.
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• Here’s What Happened to My Credit Score When I Got a Personal Loan
  Mar 12, 2019
  Here’s a real-world story of how a personal loan can have a positive impact on a FICO? Score.
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• 3 Surprising Credit Hacks That Can Boost Your FICO? Score
  Mar 6, 2019
  Most Americans know the basic ways to build strong credit, but there are some outside-the-box ways you could try to give your score an extra …
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• Are Credit Card Chips Safe?
  Mar 5, 2019
  Credit card chips have cut down on certain kinds of credit card fraud, but they haven’t completely solved the problem. Find out what you can …
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• Why Don't All Retailers Accept All Major Credit Cards?
  Mar 1, 2019
  There are two main reasons why you may not be able to use your favorite credit card at a certain retailer.
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• 4 Things I've Learned on My Journey to Great Credit
  Feb 18, 2019
  Here are four valuable lessons for building credit from someone who destroyed his own credit and built it back up again.
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• Is the Lowe’s Credit Card Worth It?
  Feb 18, 2019
  The Lowe’s Advantage Card has a good everyday discount and unique financing options, but isn’t necessarily the best choice if you plan to carry a …
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• Interest rate vs. APY vs. APR: What's the Difference?
  Feb 18, 2019
  The terms interest rate, APR, and APY are often used interchangeably, but have different meanings that are important to understand.
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• This 1 Tip Will Help You Become a Better Investor Right Now
  Feb 18, 2019
  Starting to invest? Consider making this move to help ensure you’ll meet your goals.
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• Secured Credit Cards: What You Need to Know
  Feb 15, 2019
  A secured credit card can be an excellent tool to rebuild or establish credit, so here’s what you need to know before you get one.
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• How Much Money Do You Need to Start Buying Stocks?
  Feb 14, 2019
  You don’t need a lot of money to start buying stocks, but if you want to buy stocks the right way, there are a few …
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• Don't Make These Mistakes When Applying for a Personal Loan
  Feb 13, 2019
  For the most part, personal loans are easy to understand and apply for. Just beware of these common missteps.
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• How to Set Up a Credit Fraud Alert in 3 Easy Steps
  Feb 11, 2019
  If you’re worried about identity theft and want to be proactive, a fraud alert can be a good idea.
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• 3 Reasons to Open an Online Savings Account
  Feb 11, 2019
  There are some good reasons why you should park your cash online. Find out why here.
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• 3 Reasons to Open a High-Yield Savings Account Immediately
  Feb 11, 2019
  A high-yield savings account is superior to a traditional branch-based savings account in several ways. Find out why here.
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• 3 Reasons Not to Get a Personal Loan in 2019
  Feb 11, 2019
  Personal loans aren’t for everyone. Here are three situations when taking out a personal loan probably isn’t the smartest decision.
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• 3 Surprising Things to Know About Retirement Plans
  Feb 11, 2019
  If you think your retirement funds are tied up until you’re older, or that you need to get your retirement contributions in by the end …
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• Why Your Credit Card APR Is Going Up and What to Do About It
  Feb 8, 2019
  Here’s how credit APRs change over time, and what it means to you if you have outstanding credit card debt.
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• When to Start a College Fund for Your Child
  Feb 8, 2019
  There are several ways to save for college, so here’s what you need to know about the best ways to do it and when you …
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• 5 Reasons to Open a Roth IRA Right Now
  Feb 7, 2019
  There are several key advantages to investing for retirement in a Roth IRA in addition to the excellent tax benefits.
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• Where Can I Use My Discover Card?
  Jan 22, 2019
  Discover cards aren’t universally accepted like Visa and Mastercard cards, but they’re not that far off. Here’s what you can expect when you try to …
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• 4 Things to Avoid as a New Investor
  Jan 22, 2019
  All investors make mistakes, but some can be particularly devastating. Here are four mistakes newer investors should avoid making at all costs.
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• Here's Why the New Amazon Business Credit Cards Could Be a Game-Changer for Small Businesses
  Jan 3, 2019
  Amazon and American Express just announced new business credit cards with some pretty unique perks.
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• The UltraFICO? Score Is Coming in 2019: Here’s What Consumers Need to Know
  Dec 31, 2018
  Promo: FICO is gearing up to roll out a new credit scoring model that could bring credit availability to more Americans.
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• 3 Credit Card Mistakes That Could Cost You a Fortune
  Dec 24, 2018
  You can save hundreds or even thousands of dollars on credit card interest, fees and other charges by understanding how to use your cards properly.
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• How to Get Pre-Approved for a Personal Loan in 4 Steps
  Dec 17, 2018
  The personal loan process is rather quick and painless these days. Here’s what you need to know.
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• 5 Reasons to Open an IRA Account Right Now
  Dec 17, 2018
  Here are the five most compelling benefits of investing in an IRA as soon as you possibly can.
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• How to Achieve a Perfect Credit Score
  Dec 11, 2018
  What do people with perfect or near-perfect credit do that you don’t? Find out now.
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• When Should I Freeze My Credit?
  Dec 10, 2018
  A credit freeze can be a great way to prevent identity theft, but it isn’t necessary in all cases.
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• You'll Be Shocked by How Many FICO? Scores You Really Have
  Dec 10, 2018
  The FICO? Score isn’t the only credit-scoring method, but it is certainly the most common.
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• Online Savings vs. Traditional Savings: Which Should I Choose?
  Dec 10, 2018
  Both online and traditional savings accounts have benefits and drawbacks. Find out which one is right for you.
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• The Fastest Way to Raise Your Credit Score
  Dec 10, 2018
  If you have credit card debt, this move could boost your score by more than you think.
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• 4 Questions to Determine Your Retirement Nest Egg
  Dec 3, 2018
  Do you know how much you'll need to save for a comfortable retirement? Here's a four-step process that can help you figure it out.
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• How to Improve Your Credit Score When Buying a Home
  Dec 2, 2018
  If you’re thinking about buying a home, here are five tips to boost your credit score and get the best interest rate possible.
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• 3 Reasons a Personal Loan Could Be Better Than Your Credit Card Debt
  Dec 2, 2018
  There are times when getting a personal loan will help you get a better interest rate and improve your credit score. Here's when a personal …
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• 3 Reasons Why That Store Credit Card Is a Good Idea
  Nov 1, 2018
  Promo: Store credit cards don’t always make sense, but they often have some key advantages over traditional credit card products.
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• When Should You Open a Health Savings Account?
  Oct 22, 2018
  A health savings account or HSA is a great way to save money towards health costs on a tax-deferred basis. Learn about the benefits and …
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• Why Your Credit Score Matters When Applying for a Mortgage
  Oct 22, 2018
  Your credit score affects both your application approval and the mortgage interest rate you’ll end up paying.
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• How Your Credit Score Is Calculated
  Sep 21, 2018
  Ever wondered how your credit score is calculated? Find out what goes into your credit score (and what does NOT) in this article from The …
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• 8 Credit Score Myths You Should Stop Believing
  Sep 21, 2018
  There's a lot of misinformation out there about what does and does not impact your credit score. Make sure you know these 8 myths so …
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